Saturday, August 27, 2011

Single to the Penny Has moved

Ladies and gents!

This little blog has been gathering steam for the last few months and after a lot of consideration I decided that it deserves its very own domain name!

SingleToThePenny.com

The Relationship Debrief

One of my good friends has taken to analyzing my dating life much like an MBA student would dissect a case.

His conclusion: "You have a damn good product, but your sales pitch needs work"

After he heard about my latest venture into 'relationship' land his words were "Don't be yourself" ie. flow down the river and let it take you where it might and stop trying to hang on to any low hanging branch in order to attempt to slow down the process. Make sense? It did in my head.

After I told him that I am once again 'a package of 1' he simply said "We need to debrief".

To be honest I think this time my sales pitch actually worked as my +1 status lasted almost a whole month!

This was an interesting experiment of sorts, I feel like I came out of this with a GIANT lesson learned.

Until now, I thought that I have finally found the peace I was looking for in myself and I was ready to enter relationship land. I was ready for the commitment, for the warmth and the ever constant presence of a man in my daily life again.

Be careful what you wish for! It was as if something out there said: Really? You are ready? Here you go....

This man was ready for me to be 'the one' from even before he met me. He was everything a girl normal girl would like: mushy, communicative, attentive, flattering and most importantly ready to put a label on it.

I was reaching out my damn short arms to any branch out there as I felt like I was swept into the rapids.


I also saw a flash of perhaps this man being the one and 2.5 years we will be married and a year later little 6'4 version of myself will be born. This scared me. It scared me because I saw my plans of an MBA, exchange to Europe, travel to Nepal and solo sky diving stunts be snatched away from my future. The version of myself that was alive 3 years ago, couldn't have been happier to share in this perfect happy family. The version I have evolved in after 3 years of being single is: athletic, adventurous, mature, opinionated and most importantly living life.
Those 6 years I spent being the perfect girlfriend were happy but I knew something was missing. I was missing.

After a long conversation with one of my best girls she made a very important point: I am now at a stage where I am starting to see my priorities change, but I dip my toes in the water to find it too cold and quickly snatch them away.

I am not ready to answer to someone for every move I make. I am not ready to constantly think of myself as +1. Most importantly I am not ready and will never be ready to settle for something that will force me to give up who I am.

I am ready to find 'the person' and slowly get to know him. To slowly ease him into my life and ease myself into his. At the same time keeping myself intact and not letting either one of us become 'the relationship'. I am ready to build goals and dreams with him, while ensuring that both of our individual goals and dreams are achieved. I am ready for the perfect partner and the white picket fence that has a giant easy to open door that lets life come and go.

Am I going to look at every man I meet and ask myself 'are you him'? NO. I am not on the hunt for an 'MRS'.
If you are mr right now that would work too. No pressure, no expectations.


What ever will be will be, one step at a time.

One date at a time, one week at a time.]

In conclusion:
Am I glad this happened: YES.
Am I glad this is over: to be honest yes.
Am I over it: but of course!

Friday, August 26, 2011

Weekly Spending Summary Fri Aug 19 - Thurs Aug 26

Fri Aug 19

$30 Parking and Drink Downtown
$5 Starbucks
$14 Supper Hot dress! on major Sale!
$40 Lulu lemon sports
$56 Dress
$15 Grocery

Total $160


Sat Aug 20

No Spend Day!

Sun Aug 21

$50 Gas
$67 Grocery
Total $117

Mon Aug 22

No Spend day!

Tues Aug 23

$10 Laundry card refill

Wed Aug 24

$9 Five Guys Burger Lunch! Yum-o
$5 Starbucks
Total $14

Thurs Aug 25

$14 Running Room - gels for my 16K run on Sun
$5 Starbucks
Total $19


Weekly Total $320

Again over my $200/wk budget. Yes I did do a bit of shopping, which was in a way therapy as there will be no more +1 trips or dinners. I needed a new sports bra and lulu lemon has the best ones offering full support. I highly recommend them, but only buy them on sale!

I also messed up my budget, because Aug was a triple pay month and I used the money to pay down my debt but I forgot that my car payment is ALSO bi-weekly and didn't leave $ in my account for it...so I should include a $40 NSF fee to my weekly spending. *head down in shame*. This was a pure miss on my part.

Weekly Total $360

Shame shame shame.

Tuesday, August 23, 2011

Online Dating Pick Up Lines....

I ventured onto a Plenty of Fish today and decided to share with you the first few messages I received.
I usually take my pics down when I am not online and pretty much go on there when I need a little laugh.
Under the message are my initial reactions before I hit block.

Subject: hey!!
Hi there how are u?


- Got to be a tiny bit more original than this!

Subject: Hello!!!
Don't worrry silly, we'll do it even before going on a date...


- Not sure why I am worried silly about something…

Subject: do you like milk with ice?
hey there


- Bye there

Subject: are you the one?? :))
hey whats up its emran how are you? :)) how goes your week so far, doing anything exciting this week??..well i do happen to notice your profile and it is interesting so i thought of dropping by, do you think i stand a chance to know us well at all??..this is all for now and i am definitely looking forward to hear from you..have a blast and byee for now


- Hell no, I am not the one.

Subject: hello
Hello

How are you? Did you have a good weekend?

Dennis :-)


- Hello you message me every time I am online with the same line.

Subject: Hi
Ok, straight up!..You really caught my attention..:) I thought this POF page was a silly idea. However one of my co-workers, found a real cool "lady friend"(lack of better words) off it and suggested I try it..lol
So normally, this is not my style. I don't get message happy.. I just had to say something, when I came across your profile.
So I guess...hmmm...Hi my name is Michael, or Mikey..which everone you like better..;)
Very nice to make your acquaintance..:)


- I would reply but you are looking at the camera like a deer in headlights and I love taking pics, if you are going to look like that in all of our pics this is just not going to work out.

Subject: Hi
he how's it going, wanted to get to know you better, drop me a line if your free...


- Ok really, how hard is to spell ‘hey’?

Subject: im BURSTING with fruit flavour

im shawn. i JUST turned 33. i own a small security/investigations
company in downtown toronto. I like to go out to karaoke, but i dont sing. i like
coffeeshops, people watching and generally being out and active. im looking for my
best friend.... lover, confidante.... all in one.

maybe we can get to know eachother?? feel free to read my profile.
im sure, if given the chance... you may be surprised.

cheers
shawn


-hmmm it’s not fruit flavour you are bursting with….

Subject: Hi
Hello there! How are you doing today? I have read your profile and am curious to know more about you! Care to chat?


M

-Dude, in one pic you have a monkey on your shoulder and in the other you are half way up a palm tree… I think I learned all that there is about you right there!


Friday, August 19, 2011

Weekly Spending Summary Fri Aug 12 - Thurs Aug 18

Fri Aug 12
$10 Gas
$5 Breakfast
$33 Drug Store
Total: $48

Sat Aug 13
$165 Hotel for 2 nights in Ottawa (less $100 budgeted for phone bill =$65)
$15 R&W Pants
$20 Ottawa souvenirs
$12 Starbucks
$10 Grocery store
$35 Dinner
$45 New Dress
Total: $302 or $202

Sun Aug 14

$45 Gas

Mon Aug 15
$50 Cirque Du Soleil ticket for Totem on Sept 8

Tues Aug 16

$41 Grocery

Wed Aug 17
$36 Dinner
Thurs Aug 18
$10 Dinner

Weekly Total: $532 or $432 if you take out the phone over 'accrual'

Originally I was not supposed to have the hotel expense for Ottawa, but since I was traveling +1 we had to get a room for the weekend. That pretty much blew my budget. Luckily my phone bill came $100 below what I expected and this off set the cost a bit.

Wednesday, August 17, 2011

Weekly Spending Summary Fri Aug 5 - Thurs Aug 11

Fri Aug 5
NYC!

Sat Aug 6
NYC!

Sun Aug 7

NYC!

Mon Aug 8

$93 Grocery
$23 Movie tickets for 2 ;)
Total $116


Tues Aug 9


Money Free day

Wed Aug 10
$12 Dinner

Thurs Aug 11

$20 CIBC Run for the Cure Donation
$11.50 The Help
$1.50 McDonalds Iced Coffee - didn't like it at all
$65 Spa
$10 Wine

Total $108


Weekly Total $236

Wowza! It doesn't take much to rack up a total that surpasses my budget yet again :(

Tuesday, August 16, 2011

Weekly Money Check-Up 16/8/11


Photo Credit




1. The most I’ve spent this last week was on a visit to the spa. My indulgence and vanity.

2. Today I am thankful that my sister's one month post opp was a success.

3. Money can’t buy happiness. One free thing I did last week that made me happy was take a long walk with my new man friend.

4. I will consider this week a success if I I follow my running schedule and run 30K.

5. If I had today off I will dream up a way to have every day off.

Friday, August 12, 2011

Weekly Spending Summary Fri July 29 - Thurs Aug 4

Fri July 29
$4.15 Starbucks
$25 Indian Buffet
Total: $30

Sat July 30
$51 Grocery

Sun July 31
$39 WagJag Rock climbing Deal

Mon Aug 1
$6.86 Second Cup
$60 Match.com renewal - I forgot to cancel it
$10.50 Harry Potter Part 7b
$10 R&W Tank
Total: $88

Tues Aug 2

$10.62 Starbucks

Wed Aug 3
Thurs Aug 4
NYC Trip!


Weekly Total: $220


I am a bit mad that I did not catch the Match.com membership before it renewed. I didn't have any intention of renewing it at all. And I would have been under budget.
Oh, well everything happens for a reason, right?

Thursday, August 11, 2011

NYC trip Expenses

NYC Aug 2011



My quick and cheap road trip to NYC was fantastic apart from the horrid flight back.

My plane was at 7pm from JFK, at 5pm I was still at my friends place on 116th and Broadway. I decided to be hard core and spend $15 on Subway/Air train.

After a 10min walk to the first subway train and 10min wait for the train and 10min ride to 42nd street, I made to the E train that was to take me across Queens to JFK.

After 15 mins of waiting, I noticed a small sign saying E train is not running on this date. A small ripped sign! We checked and sure enough it wasn't. I asked two Spanish women if they wanted to share a cab to the airport. They agreed and we found a cabbie that would take us for $65. Of course now I only have 1hour to get to my plane.

At 6:40pm I was at the airport, this was after a mad 150km/hr drive through Manhattan and Queens, while the driver kept looking back at me and called my "baby".

I was ushered to the slowest typing woman who after 10mins told me she didn't feel comfortable printing a boarding pass for me even if she could. She could rebook me for the next day, I couldn't believe it. She asked what city was close to me, Montreal? I said NO my car is at Buffalo airport. I think at this point she realized that I had no harmful intentions and after another few minutes of agonizingly slow typing gave me a 'special business boarding pass'. I got the the security and almost wasn't allowed to go through but they allowed me given that I was on 'special business'.

I almost forgot to remove my backpack prior to going through the metal detectors. I was very frazzled. I took my shoes off and passed, the security guy smiled and waved at me and said "come though, Bella". I was wearing my Ciao Bella shirt from Italy.

I did a mad run to the gate, where there was a line up as the flight was overbooked. Thankfully I had already selected my seat and they just printed a boarding pass there. At this point I was sweating bullets.

I made it on the plane, they separated from the gate and proceeded to wait for 40mins on the runway before take off.

Thankfully, there was no line up at the border on my ride home and I saw fireworks over Niagara!

Flight from Buffalo: $110
4 days of Parking at BUF: $40/2 =20
Rental Car +Gas= $200+ $60= $260/2=130
Cheapo Motel in Jersey=$70/2= $35
Tolls: $20/2= $10
Food $100
MET, gifts, running capris =$50
MAD drive to JFK $40

Grand Total:$504
(would have been cheaper if there were 3 of us, just sayin' ;) )
After a 5hour wait I saw the Alexander McQueen exhibit. The regular MET price is $25 but the girl asked me if I was a student anywhere and gave me the student rate of $12. Did I mention it was a 5 hour wait!

I am not sure if I have ever mentioned that if it was up to me I would move to NYC in an instant. I can't tell you where to find things in Toronto, but I know exactly where everything is in NYC. Home.

NYC Aug 2011

Wednesday, August 10, 2011

August Goal Keeper Update

Goal Keeper update!!! Woooohoooo time!

+720 Side income
+200 Savings for school


I have a giant long distance bill looming over me, and I mean it will be about 300 mins of long distance big...... This is why I am not putting any money in my EF or Travel fund. I am waiting to get the bill and pay it.

The New York trip was paid from the Travel fund $120 + $400 from side income.
The rest went to debt repayment.

August is a triple pay month for me and with some luck I will be putting a nice chunk of change towards the debt repayment.

I really want to take a photo class this fall, but for this I will need to buy a $1K camera and I am going to do my best and close my eyes and do the right thing by repaying some debt instead of spending the money. Not going to be easy not to yield to temptation.


August 11th EDIT: Phone bill came in and from the $300 I budgeted it was only $210!!!
The difference goes to this weekend's unexpected hotel expense. The price you pay for traveling +1 :P

Tuesday, August 9, 2011

A little too much...

I have always said and believed that my ambition will be the end of me.
Case and point: signing up to run 1/2 marathon after only running for 3 weeks. Why did I not listed and do something sensible like sign up for a 5K run or even 10K. That's what a normal beginner should do, even 10K would be pushing it. No! I had to go for the 21.1K.

I was doing really well until about 2.5 weeks ago. I was running every other day at my own pace, adding about 1K a week to my runs. I was running all long runs with 7:1 intervals.

I decided to follow the tried, tested and true Running Room Schedule and ever since then I have been struggling as I jumped to 10:1 intervals.

Today I tried to run my tempo speed and did about 1.6K in one interval and after that my stomach turned to rock and I wanted to cry in pain. I tried to run again but my legs refused. I ran total 2.5K out of the 4K, and walked the rest as I was already 2K away from home.

I kept thinking, what am I doing this for? Why the fudge am I dedicating so much time and energy to this? What do I have to prove and most importantly to whom?

Well me. Nothing ever is good enough, nothing ever is achieved, there is always something bigger, better, shinier out there, that I have to go for and get.

Right now I am ready to give up and just hide.
But here is the thing, in order to ensure that I don't back out of things when my true laziness takes over, I employ a little strategy... I tell everyone what I am planning on achieving. This way I can't back down. I cannot be the girl that gives up, this will be complete shame for me and so I build in this little back up plan in everything I do.

And thus, as much as I don't want to and as much as I just want to hide, tomorrow I start again. Tomorrow rain or shine (rain =treadmill run)I will do the 4K scheduled. But I am not going to follow their schedule fully. I am going to go back to 7:1 intervals at my own speed. I am going to cancel my 14K group run with friends in 2 weeks as I will not be able to keep up with them, I will do the run by myself.

I will do this, on my own terms. I am also going to think twice before throwing myself into the deep end again.

Thursday, August 4, 2011

Weekly Money Check-Up: 8/1





Photo Credit


1. The most I’ve spent this last week was on a water belt for running. An absolute necessity for longer and longer runs.

2. Today I am thankful that I survived a 12K run on Sunday. I was ready to collapse after 8K and somehow body over mind made to the end!

3. Money can’t buy happiness. One free thing I did last week that made me happy was sit in my hammock on my balcony and read a book.


4. I will consider this week a success if I
make to NYC and back in one piece.
5. I dream about traveling the world. Seeing, smelling, tasting everything that the world has to offer. Big on my dream list right now are Africa and India.

Wednesday, August 3, 2011

Weekly Spending Summary Fri July 22 - Thurs July 28

Fri July 22
$13 - Quiznos lunch for my sis and I
$15 - Road trip snacks
Total $28

Sat July 23

$11 Groceries
$44 Groceries
$11 Wine
Total $66

Sun July 24
$12 StitchIt to hem my pants


Mon July 25
$4.25 Starbucks
$22 Girls night at Milestones
Total $26

Tues July 26
$3 Parking
$40 Allergy Meds and random stuff at the Drug Store
Total $43

Wed July 27
$54 Gas


Thurs July 28
$37 Groceries
$47 Running Room Water Belt (after $10 discount for signing up for 1/2 Marathon)
Total $84

Weekly Total $313

Yep another epic fail in the budgeting department :(
If you are counting that now over $300 spent on running. The water belt was an extreme necessity, which proved to be very useful in my first 12K run this past Sunday.
I don't think that there is anything else that I have to buy for running. It is a very expensive venture!

In other news I am off on my road trip to NYC tomorrow and the forecast is all rain ;(. Send some positive juju my way that the bad weather blows away.