Fri April 22
$2 Starbucks treat ( I had 3 giant coffees for free on account of Earth day)
$25 Night out
Total $27
Sat April 23
$75 Grocery
$14 Paris Travel Guide
$30 Night out
$9 Grocery
Total $128
Sun April 24
Money Free day!
Mon April 25
$38 Gas
Tues April 26
$5 Bubble Tea
Wed April 27
$20 Potluck purchase
$5 Second Breakfast at TimHortons
$6 Parking
$27 Gas
Total $58
Thurs April 28
$6 Lyndt Chocolate Bunnies ;)
Weekly Total $262
$62 over :(
Saturday, April 30, 2011
Thursday, April 28, 2011
Trip to Europe is Paid!
Wooohooo!
$1,425 - Plane Ticket = $1,000 Tax refund + $425 should have been savings
$279 Paris hotel for 3 nights = Extra side income
$560 Spending Money = Extra side income
We, hopefully, won't need to much spending money for 7 out of 11 days of the trip since we will be with family.
I am thinking around $100/day * 3.5 days in Paris should be around $350 which should be ok.
Love the fact that the trip is pre-paid!!!
$1,425 - Plane Ticket = $1,000 Tax refund + $425 should have been savings
$279 Paris hotel for 3 nights = Extra side income
$560 Spending Money = Extra side income
We, hopefully, won't need to much spending money for 7 out of 11 days of the trip since we will be with family.
I am thinking around $100/day * 3.5 days in Paris should be around $350 which should be ok.
Love the fact that the trip is pre-paid!!!
Saturday, April 23, 2011
Weekly Spending Recap Fri April 15 - Thurs April 21
Fri April 15
$ 20 Sushi Lunch
Sat April 16
$73 Grocery
Sun April 17
$41 Gas
Mon April 18
Money Free day!
Tues April 19
$15 Sushi Dinner
$6 After Volleyball Bubble tea with the team
Total $21
Wed April 20
Money Free Day!
Thurs April 21
$10 Lunch
$5 Starbucks
$14 Grocery
$36 Liquor store
$15 Godiva Chocolate Covered Strawberries ;)
$10 Drinks
Total $90
Weekly Total $245
Yes there was a bit of a spend craziness on Thursday. It was partially in prep for the long weekend and partially not being able to resist.
$ 20 Sushi Lunch
Sat April 16
$73 Grocery
Sun April 17
$41 Gas
Mon April 18
Money Free day!
Tues April 19
$15 Sushi Dinner
$6 After Volleyball Bubble tea with the team
Total $21
Wed April 20
Money Free Day!
Thurs April 21
$10 Lunch
$5 Starbucks
$14 Grocery
$36 Liquor store
$15 Godiva Chocolate Covered Strawberries ;)
$10 Drinks
Total $90
Weekly Total $245
Yes there was a bit of a spend craziness on Thursday. It was partially in prep for the long weekend and partially not being able to resist.
Saturday, April 16, 2011
New Dating Rules
I have been thinking and one of my New Year's resolutions was to change how I approach dating.
Yes I realize it is now mid April, better late than never....
1. I will not go out with a man unless he asks me out first.
2. I will not go out with a man who does not call/show up when he says he will.
3. I will not go out with a man who does not ask me out on a real date by the 2nd conversation. I will not be his phone/text/BBM buddy.
4. I will not date a man who makes me wonder if he is into me.
5. I will not date a man who is not fully available (married, in a relationship etc)
6. I will not expect a man to 'wake up' and realize what he has missed out on and contact me a month/year after the last time I heard from him.
7. I will not be afraid to ask: " So what are we exactly doing here?"
8. I will not be afraid to walk away from a man who only feels like a booty call.
9. I will work on the 'relationship' before I jump into a physical relationship.
10. I will try to follow the above rules at all time.
Yes I realize it is now mid April, better late than never....
1. I will not go out with a man unless he asks me out first.
2. I will not go out with a man who does not call/show up when he says he will.
3. I will not go out with a man who does not ask me out on a real date by the 2nd conversation. I will not be his phone/text/BBM buddy.
4. I will not date a man who makes me wonder if he is into me.
5. I will not date a man who is not fully available (married, in a relationship etc)
6. I will not expect a man to 'wake up' and realize what he has missed out on and contact me a month/year after the last time I heard from him.
7. I will not be afraid to ask: " So what are we exactly doing here?"
8. I will not be afraid to walk away from a man who only feels like a booty call.
9. I will work on the 'relationship' before I jump into a physical relationship.
10. I will try to follow the above rules at all time.
Friday, April 15, 2011
No buyer's remorse.
I have been MIA for the last few weeks, sorting myself out. One I was busy, two I was not in the best of moods to put my thoughts into writing that the world can see.
Some news.
After much debate and planning I purchased a new 42 inch TV and Blu-ray surround sound system.
Damage $840
Justification: My DVD player officially broke, ie wouldn't stay on. I was looking at $79 blu-ray players when I was told that there wouldn't be much fun on my 16yr old tube TV. I knew this was coming. My good friend and IT manager at my previous work volunteered himself to do all of the research, 2 hrs of bargaining down the price and installation of the new system.
Conclusion: I love it! I can now see the full image instead of only 1/3 of programming!
and:
I am writing to you from a brand new Dell laptop.
Damage: $568
Justification: I need it! My good old 6 year old laptop, lovingly nicknamed the Dinosaur by the above mentioned IT manager, was no longer cutting it for me. One it is super slow, so slow I didn't know how slow it was until I started using this one!
It makes angry noises at me whenever I make it think too hard.
Also, I want portability. The old one is a giant and super heavy.
Now that I am doing extra work I need to be able to take my computer with me outside my home and work in a coffee shop or the library. This baby is 14inches and super light.
Also, I will need to take it with me to Europe. Right before I leave, I will receive another assignment and I will not be able to finish it in time prior to leaving. I can't do 8days worth of work in 3. Actually that paycheck will be what will pay for this purchase.
I got paid today and paid off my entertainment system! I don't see it as a setback I see it as making myself happy and my home enjoyable. Now that I have given up on the home-ownership thing in the next year, I need to jazz this place up a bit.
Nothing left to buy for now!
Some news.
After much debate and planning I purchased a new 42 inch TV and Blu-ray surround sound system.
Damage $840
Justification: My DVD player officially broke, ie wouldn't stay on. I was looking at $79 blu-ray players when I was told that there wouldn't be much fun on my 16yr old tube TV. I knew this was coming. My good friend and IT manager at my previous work volunteered himself to do all of the research, 2 hrs of bargaining down the price and installation of the new system.
Conclusion: I love it! I can now see the full image instead of only 1/3 of programming!
and:
I am writing to you from a brand new Dell laptop.
Damage: $568
Justification: I need it! My good old 6 year old laptop, lovingly nicknamed the Dinosaur by the above mentioned IT manager, was no longer cutting it for me. One it is super slow, so slow I didn't know how slow it was until I started using this one!
It makes angry noises at me whenever I make it think too hard.
Also, I want portability. The old one is a giant and super heavy.
Now that I am doing extra work I need to be able to take my computer with me outside my home and work in a coffee shop or the library. This baby is 14inches and super light.
Also, I will need to take it with me to Europe. Right before I leave, I will receive another assignment and I will not be able to finish it in time prior to leaving. I can't do 8days worth of work in 3. Actually that paycheck will be what will pay for this purchase.
I got paid today and paid off my entertainment system! I don't see it as a setback I see it as making myself happy and my home enjoyable. Now that I have given up on the home-ownership thing in the next year, I need to jazz this place up a bit.
Nothing left to buy for now!
Thursday, April 7, 2011
Who pays for the date?
Who pays for the date?
I have had this little discussion with a few friends, either in the dating game and ones already shackled down, “Who pays for the date?”
Even in our ever so forward women power society the answer was unanimous “He Does!”
Really?
Here is the thing, I feel extremely uncomfortable whenever someone else pays for me. It doesn’t matter if it is a friend, a family member or a date. It doesn’t matter if it is for my birthday or just because, I feel uncomfortable. I have fought over the bill with friends who have insisted on paying. But friends and family are easy, I will return the favor for certain.
What about at a club?
To be honest I feel uncomfortable when a man buys me a drink at a club. I always feel like I owe him $7 worth of time. If I like you, I will talk to you. You do not need to buy my attention. It is nice, really nice, but I feel it makes the ‘conversation’ forced. And believe me it also offends men, when I refuse to let them buy me a drink. It may be perceived as rejection.
What about on a first date?
This is kind of iffy. This is where I slip a bit and kind of think that the guy should be in charge of financing the first date. I don’t know why but I do. Oh and of course I offer to split the bill every single time. I am fully willing to pay my share, even more so if I know there won’t be a second date.
What about date 2+?
We are now talking relationship. Well anything past 3 dates is like a long term relationship in my books given my track record.
This is where I can’t accept anything but pulling my own weight. I feel that we should alternative. And it could be as simple as one of us cooking a nice dinner or picking up the movie tickets. I have to contribute. I become extremely uncomfortable if I don’t. I don’t think it is fair and my strong beliefs in equality kick in. It is at this point that I differ from the people I had my discussions with. Even if I can’t afford it, I still have to be on equal grounds.
Now if he is a millionaire, well pick up the tab please! And I may just order the best thing on the menu!
I have had this little discussion with a few friends, either in the dating game and ones already shackled down, “Who pays for the date?”
Even in our ever so forward women power society the answer was unanimous “He Does!”
Really?
Here is the thing, I feel extremely uncomfortable whenever someone else pays for me. It doesn’t matter if it is a friend, a family member or a date. It doesn’t matter if it is for my birthday or just because, I feel uncomfortable. I have fought over the bill with friends who have insisted on paying. But friends and family are easy, I will return the favor for certain.
What about at a club?
To be honest I feel uncomfortable when a man buys me a drink at a club. I always feel like I owe him $7 worth of time. If I like you, I will talk to you. You do not need to buy my attention. It is nice, really nice, but I feel it makes the ‘conversation’ forced. And believe me it also offends men, when I refuse to let them buy me a drink. It may be perceived as rejection.
What about on a first date?
This is kind of iffy. This is where I slip a bit and kind of think that the guy should be in charge of financing the first date. I don’t know why but I do. Oh and of course I offer to split the bill every single time. I am fully willing to pay my share, even more so if I know there won’t be a second date.
What about date 2+?
We are now talking relationship. Well anything past 3 dates is like a long term relationship in my books given my track record.
This is where I can’t accept anything but pulling my own weight. I feel that we should alternative. And it could be as simple as one of us cooking a nice dinner or picking up the movie tickets. I have to contribute. I become extremely uncomfortable if I don’t. I don’t think it is fair and my strong beliefs in equality kick in. It is at this point that I differ from the people I had my discussions with. Even if I can’t afford it, I still have to be on equal grounds.
Now if he is a millionaire, well pick up the tab please! And I may just order the best thing on the menu!
Friday, April 1, 2011
Weekly Re-cap Fri Mar 18 to Thurs Mar 24
Fri Mar 18
Grocery $26.76
Sat Mar 19
$40 Wine and Cheese Show
$26.73 Drinks
$54.56 Gas
Total:$121.29
Sun Mar 20
$68.81 Grocery
$16.49 Drug Store
Total:$85.30
Mon Mar 21
Money Free Day!
Tues Mar 22
$5.70 Coffee and Chocolate macaroon.
$469.07 Shopping
Total:$474.77
Wed Mar 23
$10.19 Grocery
Thurs Mar 24
Money Free Day!
Weekly Total:$718.31
Grocery $26.76
Sat Mar 19
$40 Wine and Cheese Show
$26.73 Drinks
$54.56 Gas
Total:$121.29
Sun Mar 20
$68.81 Grocery
$16.49 Drug Store
Total:$85.30
Mon Mar 21
Money Free Day!
Tues Mar 22
$5.70 Coffee and Chocolate macaroon.
$469.07 Shopping
Total:$474.77
Wed Mar 23
$10.19 Grocery
Thurs Mar 24
Money Free Day!
Weekly Total:$718.31
I Almost Quit...
I almost quit.
I got really frustrated yesterday after I added up all of the debt I owe. I felt extremely sad as I saw my homeownership dream evaporate and going back to school seem like a dream.
Mainly now that I will not be able to earn the side income I was hoping to in 2011.
Mainly because I am very tired.
I couldn’t sleep last night thinking about it. I had to really push myself to believe that I will be ok.
I feel like I am in a deeper mess than I should be in. I feel like I am spinning my wheels and worse that I am going backwards.
The main reason is that I am trying to do three things at once. Get out of debt, save for a home and save for school. This is in my nature to have absolutely no patience and push for everything now. This is really wearing me down right now.
I got very mad and decided that I was going to stop. Stop everything. Stop writing about it. Give up. I am just not getting anywhere.
I took a deep breath and prepared my budget once again. I felt that once again I am setting myself up for failure. I narrowed down to two goals: debt reduction and school.
I had to take a pill to calm me down so that I could sleep.
This morning I decided to be down to one goal and that is debt reduction.
I have a new budget. A new budget that puts money to savings RRSP (slowly building up my saving towards school) and putting money away for things I want to do: travel, classes and the rest goes to debt. One focus. One step at a time. I will try to employ the method of paying the lowest balance first and rolling it over to the next highest balance. This way I will see progress faster and actually feel like I am accomplishing something.
The new budget does not include the side income I am pulling in right now, which means it will be the cherry on top. Allowing me to spend on ‘life’ or throw towards debt depending on what I have on my plate at that time.
The only thing I am not going to do is map it out to see how long it will take me to finish. I can’t look at how long that timeline is, I am going to focus on it one month at a time for now.
I got really frustrated yesterday after I added up all of the debt I owe. I felt extremely sad as I saw my homeownership dream evaporate and going back to school seem like a dream.
Mainly now that I will not be able to earn the side income I was hoping to in 2011.
Mainly because I am very tired.
I couldn’t sleep last night thinking about it. I had to really push myself to believe that I will be ok.
I feel like I am in a deeper mess than I should be in. I feel like I am spinning my wheels and worse that I am going backwards.
The main reason is that I am trying to do three things at once. Get out of debt, save for a home and save for school. This is in my nature to have absolutely no patience and push for everything now. This is really wearing me down right now.
I got very mad and decided that I was going to stop. Stop everything. Stop writing about it. Give up. I am just not getting anywhere.
I took a deep breath and prepared my budget once again. I felt that once again I am setting myself up for failure. I narrowed down to two goals: debt reduction and school.
I had to take a pill to calm me down so that I could sleep.
This morning I decided to be down to one goal and that is debt reduction.
I have a new budget. A new budget that puts money to savings RRSP (slowly building up my saving towards school) and putting money away for things I want to do: travel, classes and the rest goes to debt. One focus. One step at a time. I will try to employ the method of paying the lowest balance first and rolling it over to the next highest balance. This way I will see progress faster and actually feel like I am accomplishing something.
The new budget does not include the side income I am pulling in right now, which means it will be the cherry on top. Allowing me to spend on ‘life’ or throw towards debt depending on what I have on my plate at that time.
The only thing I am not going to do is map it out to see how long it will take me to finish. I can’t look at how long that timeline is, I am going to focus on it one month at a time for now.
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